It was an Explanation of Benefits about my ER visit in March. Now, don't get me wrong, I don't usually enjoy mail telling me I owe yet another medical facility money. However, this one was a little different.
It said I'd met my out-of-pocket max for the year. What does that mean?
- It means ER visits and surgeries are just WAY too expensive even with insurance.
- Better yet, it means insurance pays 100% for things from now on.
I'll still pay for copays, and prescriptions.
BUT I'm going to find out everything they will pay for and get it ALL done!
Lasik, spider-vein removal, allergy testing, boob job - yup, I'm calling the insurance about it all to see what they cover. And if they cover a boob job, I'm totally doing it. (Ah, I wish they would.)
What about you? If insurance covered everything, what would you get done?